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2101 Eastern
Avenue
Baltimore, MD 21231
Phn:
410-276-4905
Fax: 410-563-8766 |
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Privacy Notice
What Does Kopernik Federal Bank Do with
Your Personal Information?
WHY? |
Financial companies choose how they share
your personal information. Federal law gives
customers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect,
share and protect your personal information.
Please read this notice carefully to understand what we do. |
WHAT? |
The types of personal information we collect
and share depend on the product or service you have with us.
This information can include:
• Social Security Number
and income
• Payment History and
Assets
• Overdraft History and
Wire transfer instructions.When you
are no longer our customer, we continue to share your
information as described in this notice. |
HOW? |
All financial companies need to share
customer's personal information to run their everyday
business. In the section below, we list the
reasons financial companies can share their customers'
personal information; the reasons Kopernik Federal Bank
chooses to share; and whether you can limit the sharing. |
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Reasons We Can Share Your
Personal Information |
Does Kopernik Federal
Shire? |
Can You Limit this
sharing? |
For Our Everyday Business Purposes
Such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus. |
YES |
NO |
For Our Marketing Purposes
To offer our products and services to you. |
NO |
We don't share |
| For Joint Marketing with Other
Financial Companies |
NO |
We don't share |
For Our Affiliates' Everyday
Business Purposes
Information about your transactions and experiences |
NO |
We don't share |
For Our Affiliates' Everyday
Business Purposes
Information about your Creditworthiness |
NO |
We don't share |
| For NonAffiliates to Market to You |
NO |
We don't share |
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QUESTIONS |
CALL 410-276-4905 |
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WHO WE ARE |
| Who is providing this
notice? |
Kopernik Federal Bank |
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WHAT WE DO |
| How does
Kopernik Federal Bank protect my personal information? |
To protect
your personal information from unauthorized access and
use, we use security measures that comply with federal
law. The measures include computer
safeguards and secured files and buildings. |
| How does Kopernik
Federal Bank collect my personal information? |
We collect your Personal
information, for example, when you:
• Open an account or Apply
for a Loan
• Pay by check or Deposit
or Withdraw from your
account
• Show a Driver's License
for identification |
| Why can't I limit all
sharing? |
Federal law give you the
right to limit only:
• Sharing for affiliates'
everyday business purposes
- Information about your
creditworthiness
• Affiliates from using
your information to market you
• Sharing for
nonaffiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing. |
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DEFINITIONS |
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Affiliates |
Companies related by
common ownership or control. They can be financial
and nonfinancial companies.
• Kopernik Federal
Bank has no affiliates.
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Nonaffiliates |
Companies not related by
common ownership or control. They can be financial
and nonfinancial companies..
• Kopernik Federal
Bank does not share with nonaffiliates so they can
market to you. |
| Joint
Marketing |
A formal agreement
between nonaffiliated financial companies that together
market financial products or services to you..
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Kopernik Federal Bank does not jointly market. |
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